STEP 5: Notify Your Insurance Company

If your homeowner’s insurance policy covers flooding, now is a good time to give them a call. Your agent can talk with you about what options you have for a claim, and they can advise you on what needs to be done when you meet with your contractors. Some insurance companies will offer protection from flooding, and some will not do so. Additionally, it is important to note that some companies offer coverage for failed plumbing but not for floods that come from groundwater flooding. Even if the flood you see today is small, or you don’t feel that a call to your insurance company is necessary, you may want to make a mental note on exactly what kinds of coverage you have, should a larger flood occur later on.